It's not too late

From feeling behind to financially free.

I went from a negative net worth and a layoff at 50 to debt free, retirement secured, and financially independent. Now I help people who feel behind build real wealth — and a legacy that outlasts them.

Book a free discovery call Read my story
Started at 50
It's never too late to begin
Debt Free
Rebuilt from a negative net worth
Legacy Built
Retirement secured & independent
My Story

I've been where you are.

I grew up in poverty in rural Jamaica, raised by a single mother who sacrificed everything so I could have an education. I built a career — and then during the pandemic, I was laid off at 50 with barely anything saved for retirement.

I was scared. But I made a decision, built a plan, and stayed disciplined. Today I'm debt free, retirement secured, and financially independent — and I'm building a legacy for my children. I started The Wealth Legacy Coach to help you do the same.

Why "Legacy"?

Because this isn't just about getting out of debt or hitting a number. It's about breaking cycles. Being the first in your family to build real wealth. Leaving something behind for the people you love.

"It's not too late to leave something behind."

Coaching Programs

A clear path, built around your life.

One-on-one and couples coaching to help you get out of debt, build savings, and create lasting wealth — wherever you're starting from.

Starter

Get Moving

$350

3 sessions to build momentum

  • Financial truth assessment
  • Personalized budget
  • Debt payoff plan
  • Worksheets & email support
Most popular
Foundation

Build Your Legacy

$700

6 sessions — the full journey

  • Everything in Starter
  • Emergency fund strategy
  • Retirement & investing basics
  • Legacy & estate planning
  • Full accountability support
Couples

Build It Together

$1,100

6 sessions · one shared plan

  • Both partners attend
  • Shared financial vision
  • Joint budget & goals
  • Aligned retirement plan
  • Split payment available

Flexible split-payment options available on all programs. A 12-session Legacy program is also offered for deeper transformation.

Who I Help

This is for you if…

🌱

You feel behind. You started late and wonder if there's still time. There is.

💳

Debt is weighing on you. Credit cards, loans — you want a clear way out.

🏡

Retirement feels uncertain. You want to know you'll be okay, and on your terms.

👪

You want to leave a legacy. To be the first in your family to build real wealth.

Let's Talk

Book your free discovery call.

Thirty minutes. No pressure, no pitch — just a real conversation about where you are and where you want to be. If it's a fit, we'll build your plan together.

Pick a time on my calendar

Prefer email? Reach me anytime at rich@thewealthlegacycoach.com